Bugatti, Ferrari, Porsche...
WOW, WOW,WOW!!!!!!!
http://www.autokrata.pl/ogien/273/bugatti_ferrari_porsche/
Monday, December 18, 2006
Friday, December 15, 2006
Tuesday, December 5, 2006
Repo Car - A Must-Buy
Owning a car nowadays is not a privilege but a basic necessity. Time is always of the essence. In this time of rush hour traffic, last-minute meetings and round-the-clock work, being late is a big no-no.
Owning a car in Third World countries may be an expensive investment. However, in First World countries such as the United States, more people are able to buy a car. First of all, there are numerous options or car plans available for people from all walks of life to choose from. For example, people can buy cars either on cash or credit.
People with enough moolah to spend can easily buy a car depending on the budget. Car prices range from a thousand dollars for a sports utility vehicle to even millions for flashy and sleek sports cars.
However, the price for a serviceable and A-okay car is still an expensive investment and it may not be practical to spend a big part, or even all, of your savings for a car. Emergencies may arise and it is important to have money stashed away for such situations.
Those with not enough cash on hand (or those who don't want a one-time, big time spending) for a car can easily own one through car loans. Numerous car companies and businesses offer affordable rates, installment plans and interest rates.
However, the monthly bills can be quite stressful. Delinquency in payment will lead to bills stacking up and interest rates going up. Thinking about paying for a car for more than a year may not be quite a happy thought.
A convenient option would be to purchase serviceable but very cheap cars! Numerous used-car dealers can offer plans or packages depending on one's budget. Repossessed cars are also available through dealers and auctions.
Repossessed or “repo” cars are vehicles confiscated by authorities from “bad people”. Repo cars are also the surplus vehicles. And every time the government purchases new automobiles, the old vehicles are disposed of through auctions or through used-car dealers.
Repo cars sell for way prices that are way too cheaper than their original prices.
Majority of these cars are in perfect condition before being acquired and auctioned off. But for extra precaution, always test drive and inspect the car before purchasing. And if you happen to be one of those who could not distinguish a car battery from the other parts of a car, bring a mechanic along.
In addition to low mileage, the look and the running condition, there are other factors to consider. Keep in mind that in case of repo cars, the periodic maintenance usually stopped months prior to car payments.
When checking out advertisements for repo cars, be wary of the claims. Do not purchase without physically checking it and taking it on a test drive.
Those who would be buying repossessed cars, take the time and effort to talk to friends or relatives who have purchased repo cars. First of all, it would put your mind at ease as to the practicality of opting to buy repo cars. In addition, helpful tips may be given that would guide would-be buyers in striking a bargain.
When buying repo cars, it is always important to get your money's worth. So take all the necessary steps in purchasing one.
Thursday, November 23, 2006
Electric car vs Ferrari
video http://video.google.pl/videoplay?docid=7352118104883452737&q=type%3Asports+OR+genre%3Asports+car/video
electric car
ferrari
Auto Motor Und Sport: High Speed Test 2006
Includes - Bugatti Veyon,Mercedes-Benz SLR,Lamborghini Murcielago LP640,Ferrari 599,Dodge Viper, Aston Martin,Chevrolet Corvette C6,Porsche 997Turbo!!!
Technorati Profile
Auto Test
Wednesday, November 15, 2006
BMW 7 E-32
Duże BMW jest jedną z najatrakcyjniejszych propozycji na rynku używanych limuzyn luksusowych. Przyczynia się do tego znaczna trwałość auta, idąca w parze z wysoką jakością wykończenia, ponadczasową stylistyką i komfortem. Kokpit wyróżnia się funkcjonalnością. W przestronnym wnętrzu z przodu wygodnie podróżują nawet najwyżsi. Na tylnej kanapie bez problemu mieści się troje pasażerów, którzy na brak miejsca (zwłaszcza w przedłużonej wersji lang) nie powinni narzekać nawet na długich trasach.
BMW
jak dawniej pisalem przymierzam sie do kupna (termin juz coraz bardziej sie zbliza) wiem juz mniej wiecej co chce ale chcialbym rozwiazac moje watpliwosci. narazie odnosnie paru rzeczy: pewnie sie zdecyduje tj. w obecnej chwili rozwazam e36 2500 (325) td 1. nie wiem czy dam rade az tyle uzbierac kasy - jak chodza diesle? jak na razie nawet w czyms takim nie siedzialem...i pytanie wazniejsze - jak chodza diesle <2000 (tj. 4 gary jak Wy to mowicie )? czy duzo sie traci w porownaniu z 6cioma? czy jednak nie ma co porownywac i jak diesel to 6ka musi byc? tu mala nota: jesli zdecydowalbym sie na <2000 to pewnie bylaby to benz tak czy inaczej prosze o odp. co trace itp...tj w czym sie to objawia - nie zalezy mi na max mocy bo sie nie scigam raczej interesuje mnie komfort jazdy 2. jak poznac (przy ogladaniu ofert) czy auto ma lancuch czy pasek rozrzadu? czy mozna to wywnioskowac z jakichs danych? jak tutaj mi wczesniej powiedziano lancuch maja auta od 94...czy chodzi o jakis konkretny miesiac? cos dokladniej? ofeert jak wiadomo jest duzo a nie chce w tej kwestii orientowac dopiero przy ogledzinach denata wiem, ze najlatwiej zapytac sie wlasciciela ale czy da sie jakos to wywnioskowac? 3. wiekszosc ofert aut 320/325 na rope to tds'y niestety maluuutko jest td a td takich co maja to co bym chcial to na palcach mozna wyliczyc jak juz pisalem wczesniej...czy to prawda ze te silniki (tds) sa awaryjne? szukac td (co juz widze jest dosc ciezka sprawa) czy olac to i brac tds? dodam, ze bezawaryjnosc auta to dla mnie jedna o ile nie najwazniejsza ccecha, ktora sie kieruje... znowu wyszlo dlugie - sorry juz tak mam widac pozdrawiam wszystkich i z gory dzieki za odp. jak mi sie cos przypomni to jeszcze sie Was zapytam
BMW 7 E-32
Monday, November 13, 2006
Car Insurance - A Brave New World
A leading UK insurance company has beaten the government in the race to introduce road pricing by launching a car insurance policy which takes account not only of the usual factors used in determining insurance premiums such as age, gender, driving experience, type of vehicle etc. but also when, where and how much you drive.
The scheme, which has been on trial for two years is based on statistics which show that individual driving habits can have a significant effect on the risk of having an accident. For example driving during the morning rush hour increases this risk by 50% over driving on the same roads at the weekend or evening. Motorway driving on the other hand is 10 times safer than driving on low-speed urban roads. Not surprisingly, the statistics also show that more serious accidents are likely to happen at night.
The policy, which charges a fixed monthly sum plus a per mile charge that can vary from as little as 1p to as much as £1 for a young driver using their car at night, relies on the information provided by a black box fitted to the vehicle. This uses GPS technology to record how often, when and where you drive. The information provided by the device is used to produce a monthly pay-as-you-go itemised bill showing the premium charged for journeys made during the month.
Norwich Union, the company behind the scheme claim that this new type of policy gives consumers greater choice and is a fairer way of calculating premiums because it is closely tailored to them and their driving habits. They also say that if you drive less than 8,000 miles a year you may benefit from switching to this new policy. Given the very wide range of costs per mile, particularly for young drivers however, this will depend very much on the type of driving you do. If you are a low mileage off peak motorway user you will undoubtedly benefit financially but how many others will do so remains to be seen. Norwich Union are expecting the policy to be a huge success but independent surveys have shown that their is considerable resistance from drivers to having their activities monitored in this way..
Apart from the civil liberties concerns, there are other disadvantages to this form of policy.
Drivers will not know how much their insurance has cost them, unless their driving patterns remain constant from month to month, until they get their bill.
If this type of policy is copied by other insurers, there is also potential for a proliferation of different charges use of your car leading to confusion over the comparative costs of policies from different companies.
Using the example of mobile phones, how many people know if they have the best deal from their own network supplier let alone whether another supplier would be cheaper. There are hundreds if not thousands of different tariff combinations to check for any real comparison of costs to be valid. Norwich Union have already started to sow confusion here by offering young drivers 100 free off-peak miles per month.
The switch to monthly billing is also a clever move. Annual bills only allow insurance companies to increase premiums once a year and any increase is immediately apparent, a rolling monthly policy however, will allow more frequent opportunities to adjust the price and as the increases will be smaller, for them to be more acceptable. As companies would be free to make such adjustments at any time, you could switch from one insurance company after a rise in premium, only to be hit by an increase from the new insurance provider after the switch has been made. You need only look at the increases in energy bills to see how this works.
The introduction of this new kind of policy will allow some drivers to benefit if they are not concerned about having their activities tracked and recorded but for others, particularly those who are forced to use the 'wrong' type of road at the 'wrong' time of the day it is a definite no no.
As always with car insurance make sure you check that the policy is right for you and compare the price of car insurance cover from several providers before committing yourself. Above all keep track of your costs and check them at regular intervals.
The Best Car Insurance
Do you understand the kind of car insurance you have or should have? Or are you at the mercy of your agent and insurer, just trusting them to take care of you?
I don't know about you, but I'm not about to just trust someone else to manage such an important area of my life. If you're over insured, you're wasting money. If you're under insured, your financial life is at risk. How do you find the right middle ground? The place you need to be?
The first thing to do is educate yourself about what types of car insurance coverage is available. Different insurers offer different types of coverage. If you have any kind of specialty automobile –a classic car, a hot rod, an exotic sports car – you'll also need specialty insurance. If you have auto insurance now, get your policy out and read it over. Then get on the internet and start searching for explanations of the insurance terms you don't understand.
To get you started, I'll go over a few of the most common types of coverage:
Comprehensive: This is an overall blanket type of insurance that covers everything – except damage from an accident. Comprehensive coverage comes in handy if your car is outside during a hailstorm and left with little dents all over it or if it's hit by a falling tree and destroyed. You'd also be covered if someone vandalized your car (broken windows, scratches from keys, etc.).
Liability: This covers all the damage and medical expenses for someone that you injure in an accident. Most states require that you carry liability coverage and set a minimum you must have. Be sure you pay attention to the amount your agent offers you. What most people get is really not enough. In many states, the minimum coverage is $10,000 per person or $30,000 per accident. If you have just one person hospitalized after an accident, it could easily add up to more than $30,000. The rest would have to come out of your pocket. So, depending on your financial situation, consider the amount of your liability coverage very carefully.
Personal Injury: This is the part of your policy that covers your injuries and medical expenses. Again, most states have a minimum limit that you have to carry. But this may or may not be enough for you. Do you have any other medical insurance? Maybe you and your family are covered by your employer. If so, you're probably fine with the state minimums. If you don't have separate medical insurance, you may want to increase this coverage for financial protection.
Collision: If you have an automobile loan, more than likely your lender will require collision insurance. It covers damages that you cause to your own vehicle. The deductible on this type of coverage can be increased or decreased – the lowest deductible I've seen is $250 – but I imagine you could find a policy with no deductible if you look hard enough. It would cost you a bundle though.
Your agent or insurance company can give you a lot more details on all of the different types of coverage. Take a look and decide what limits work best for you.
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